Implementasi Fatwa International Islamic Fiqh Academy (IIFA) terhadap Produk Keuangan Syariah di Indonesia: (Studi Harmonisasi Regulasi)

Dhiyaul Habib Ifham; Nawir Yuslem; M. Jamil; Muhammad Faisal Hamdani

doi:10.55606/sscj-amik.v4i2.6269

Authors

Dhiyaul Habib Ifham Universitas Islam Negeri Sumatera Utara
Nawir Yuslem Universitas Islam Negeri Sumatera Utara
M. Jamil Universitas Islam Negeri Sumatera Utara
Muhammad Faisal Hamdani Universitas Islam Negeri Sumatera Utara

DOI:

https://doi.org/10.55606/sscj-amik.v4i2.6269

Keywords:

DSN-MUI, Indonesian Ulema Council, Islamic Economic Law, Islamic Finance, Legal Harmonization

Abstract

The development of the Islamic finance industry has led to the emergence of various modern economic products and transactions that require certainty under Islamic law. One institution playing a role in providing contemporary Islamic legal guidance is the International Islamic Fiqh Academy. This study aims to analyze the position of the International Islamic Fiqh Academy's fatwas within the Islamic economic legal system in Indonesia and examine their harmonization with the fatwas of the National Sharia Council of the Indonesian Ulema Council and national Islamic financial regulations. This research is a normative legal study using legislative, conceptual, and comparative approaches. Data were obtained through literature review and analyzed descriptively and qualitatively. The results indicate that the International Islamic Fiqh Academy's fatwas do not have direct binding legal force in Indonesia, but serve as a material legal source and reference in the development of Islamic economic law. Harmonization with the DSN-MUI fatwas and national regulations is achieved through a process of adaptation and adjustment to societal needs, industrial developments, and the Indonesian legal system. This harmonization contributes to strengthening legal certainty and the development of the national Islamic financial industry.

References

Akal, G. (2022). Handbook of research on interdisciplinary reflections of contemporary experiential marketing practices. Antalya Akev University Press. https://doi.org/10.4018/978-1-6684-4380-4

Dewan Syariah Nasional-MUI. (n.d.). Himpunan fatwa ekonomi syariah.

Indonesia. (n.d.). Kompilasi hukum ekonomi syariah (KHES).

Kementerian Keuangan Republik Indonesia. (n.d.). Regulasi keuangan syariah di Indonesia.

Majelis Ulama Indonesia. (n.d.). Fatwa Dewan Syariah Nasional (DSN-MUI).

Mufid, M. (2021). Filsafat hukum ekonomi syariah: Kajian ontologi, epistemologi, dan aksiologi akad-akad muamalah kontemporer. Prenada Media Group.

Muhammad, F., & Ahmad, B. (2021). Fikih bisnis syariah kontemporer. Kencana.

Musaiyana, A. H. R., Rusyana, A. Y., & Yunus, A. (2025). Integrasi fatwa DSN-MUI dalam Kompilasi Hukum Ekonomi Syariah (KHES): Upaya formulasi hukum ekonomi syariah sebagai produk perundang-undangan nasional. Equality: Journal of Islamic Law (EJIL), 3(2). https://doi.org/10.15575/ejil.v3i2.1929

Mustofa, I. (2021). Fikih muamalah kontemporer. Rajawali Press.

Pudjiharjo, M., et al. (2021). Ushul fikih ekonomi syariah. UB Press.

Rahman, T. (2021). Buku ajar fikih muamalah kontemporer. Academia Publication.

Rahmani, S., & Komaruddin, K. (2025). Harmonisasi fatwa dan regulasi perbankan syariah di Indonesia. At-Tasri’: Jurnal Hukum Islam dan Ekonomi Syariah, 6(2). https://doi.org/10.55380/tasyri.v6i02.777

Sahroni, O. (2021). Fikih muamalah kontemporer. Republika Penerbit.

Tamam, A. B. (2021). Kedudukan fatwa Majelis Ulama Indonesia (MUI) dan fatwa Dewan Syariah Nasional (DSN) dalam sistem hukum Indonesia. Al-Musthofa: Journal of Sharia Economics, 4(1).

Yulianti, D. I., Astuti, R. P., & Afton, M. D. R. (2025). Analisis kebijakan dan regulasi perencanaan keuangan syariah di Indonesia: Tinjauan hukum tiga lembaga pengawasan. Jurnal Akademik Ekonomi dan Manajemen, 2(2).